/* Park Grove Lending, LLC — site stylesheet
   Original design, built independently of any template vendor. */

:root {
  --navy-900: #0e2a47;
  --navy-800: #133a5e;
  --navy-700: #1c4b76;
  --gold-500: #c08a2e;
  --gold-400: #d6a54a;
  --cream-50: #faf8f4;
  --gray-100: #f2f4f6;
  --gray-300: #d7dde3;
  --gray-500: #6b7684;
  --gray-700: #3b4552;
  --gray-900: #1b222b;
  --white: #ffffff;
  --radius: 10px;
  --shadow-sm: 0 1px 3px rgba(14,42,71,0.08);
  --shadow-md: 0 8px 24px rgba(14,42,71,0.12);
  --max-width: 1180px;
  --font-body: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  --font-head: Georgia, "Times New Roman", serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--font-body);
  color: var(--gray-900);
  background: var(--white);
  line-height: 1.6;
  font-size: 16px;
}
img { max-width: 100%; display: block; }
a { color: var(--navy-700); text-decoration: none; }
a:hover { color: var(--gold-500); }
h1, h2, h3, h4 { font-family: var(--font-head); color: var(--navy-900); line-height: 1.25; margin: 0 0 .5em; font-weight: 700; }
h1 { font-size: 2.4rem; }
h2 { font-size: 1.85rem; }
h3 { font-size: 1.35rem; }
p { margin: 0 0 1em; color: var(--gray-700); }
.container { max-width: var(--max-width); margin: 0 auto; padding: 0 24px; }
.section { padding: 64px 0; }
.section-alt { background: var(--gray-100); }
.section-navy { background: var(--navy-900); color: var(--white); }
.section-navy h2, .section-navy h3 { color: var(--white); }
.section-navy p { color: var(--gray-300); }
.text-center { text-align: center; }
.eyebrow { text-transform: uppercase; letter-spacing: .08em; font-size: .78rem; font-weight: 700; color: var(--gold-500); margin-bottom: .5em; display: block; }

/* Buttons */
.btn {
  display: inline-block;
  padding: 13px 28px;
  border-radius: 6px;
  font-weight: 700;
  font-size: .95rem;
  border: 2px solid transparent;
  cursor: pointer;
  transition: all .15s ease;
}
.btn-primary { background: var(--gold-500); color: var(--white); }
.btn-primary:hover { background: var(--gold-400); color: var(--white); }
.btn-outline { background: transparent; border-color: var(--white); color: var(--white); }
.btn-outline:hover { background: var(--white); color: var(--navy-900); }
.btn-navy { background: var(--navy-800); color: var(--white); }
.btn-navy:hover { background: var(--navy-700); color: var(--white); }

/* Top utility bar */
.topbar { background: var(--navy-900); color: var(--gray-300); font-size: .85rem; padding: 8px 0; }
.topbar .container { display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 8px; }
.topbar a { color: var(--white); }
.topbar .phones strong { color: var(--gold-400); }
.topbar .social a { margin-left: 12px; color: var(--gray-300); }

/* Header / nav */
header.site-header { background: var(--white); box-shadow: var(--shadow-sm); position: sticky; top: 0; z-index: 100; }
.nav-wrap { display: flex; align-items: center; justify-content: space-between; padding: 14px 0; }
.brand { display: flex; align-items: center; gap: 12px; font-family: var(--font-head); font-weight: 700; font-size: 1.3rem; color: var(--navy-900); }
.brand .brand-mark { width: 42px; height: 42px; border-radius: 8px; background: linear-gradient(135deg, var(--navy-800), var(--navy-900)); color: var(--gold-400); display: flex; align-items: center; justify-content: center; font-family: var(--font-head); font-weight: 700; }
nav.main-nav { display: flex; gap: 4px; align-items: center; }
nav.main-nav > ul { list-style: none; display: flex; gap: 2px; margin: 0; padding: 0; }
nav.main-nav li { position: relative; }
nav.main-nav > ul > li > a { display: block; padding: 12px 14px; font-weight: 600; font-size: .93rem; color: var(--navy-900); border-radius: 6px; }
nav.main-nav > ul > li > a:hover, nav.main-nav > ul > li.active > a { background: var(--gray-100); color: var(--navy-900); }
nav.main-nav .dropdown { display: none; position: absolute; top: 100%; left: 0; background: var(--white); box-shadow: var(--shadow-md); border-radius: 8px; padding: 8px; min-width: 220px; list-style: none; margin: 4px 0 0; }
nav.main-nav li:hover .dropdown { display: block; }
nav.main-nav .dropdown a { padding: 9px 12px; font-size: .89rem; border-radius: 5px; color: var(--gray-700); }
nav.main-nav .dropdown a:hover { background: var(--gray-100); color: var(--navy-900); }
.nav-cta { margin-left: 8px; }
nav.main-nav > ul > li.nav-cta > a.btn, nav.main-nav > ul > li.nav-cta > a.btn:hover { color: var(--white); }
nav.main-nav > ul > li.nav-cta.active > a.btn { background: var(--navy-800); color: var(--white); }
.menu-toggle { display: none; background: none; border: none; font-size: 1.6rem; cursor: pointer; color: var(--navy-900); }

/* Hero */
.hero { background: linear-gradient(120deg, var(--navy-900) 0%, var(--navy-800) 60%, var(--navy-700) 100%); color: var(--white); padding: 76px 0; }
.hero-grid { display: grid; grid-template-columns: 1.1fr .9fr; gap: 48px; align-items: center; }
.hero h1 { color: var(--white); font-size: 2.6rem; }
.hero p.lead { color: var(--gray-300); font-size: 1.1rem; max-width: 46ch; }
.hero-actions { display: flex; gap: 14px; margin-top: 26px; flex-wrap: wrap; }
.hero-card { background: var(--white); border-radius: var(--radius); padding: 28px; box-shadow: var(--shadow-md); color: var(--gray-900); }
.hero-card h3 { margin-bottom: 4px; }
.hero-card .muted { color: var(--gray-500); font-size: .9rem; margin-bottom: 18px; }
.hero-stats { display: flex; gap: 28px; margin-top: 34px; flex-wrap: wrap; }
.hero-stats div strong { display: block; font-size: 1.6rem; color: var(--gold-400); font-family: var(--font-head); }
.hero-stats div span { color: var(--gray-300); font-size: .82rem; }

/* Breadcrumb */
.page-banner { background: var(--navy-900); color: var(--white); padding: 40px 0 34px; }
.page-banner h1 { color: var(--white); margin-bottom: 6px; }
.page-banner .crumb { color: var(--gray-300); font-size: .88rem; }
.page-banner .crumb a { color: var(--gold-400); }

/* Cards / grid */
.grid { display: grid; gap: 28px; }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-2 { grid-template-columns: repeat(2, 1fr); }
.card { background: var(--white); border: 1px solid var(--gray-300); border-radius: var(--radius); padding: 28px; }
.card.shadow { box-shadow: var(--shadow-sm); border: none; }
.icon-badge { width: 46px; height: 46px; border-radius: 8px; background: var(--gold-500); color: var(--white); display: flex; align-items: center; justify-content: center; font-size: 1.3rem; margin-bottom: 14px; font-weight: 700; }
ul.checklist { list-style: none; padding: 0; margin: 0 0 1em; }
ul.checklist li { padding-left: 26px; position: relative; margin-bottom: 10px; color: var(--gray-700); }
ul.checklist li::before { content: "✓"; position: absolute; left: 0; top: 0; color: var(--gold-500); font-weight: 700; }

/* Loan type card list */
.loan-card { background: var(--white); border: 1px solid var(--gray-300); border-radius: var(--radius); padding: 26px; margin-bottom: 20px; }
.loan-card h3 { margin-bottom: 10px; }
.loan-card .actions { margin-top: 16px; display: flex; gap: 10px; flex-wrap: wrap; }

/* Testimonials */
.testimonial { background: var(--white); border-left: 4px solid var(--gold-500); border-radius: 6px; padding: 24px; box-shadow: var(--shadow-sm); }
.testimonial p { font-style: italic; color: var(--gray-700); }
.testimonial .who { font-weight: 700; color: var(--navy-900); font-style: normal; margin-top: 10px; }

/* Team */
.team-card { text-align: center; }
.team-card img { border-radius: 50%; width: 140px; height: 140px; object-fit: cover; margin: 0 auto 14px; box-shadow: var(--shadow-sm); }
.team-card .role { color: var(--gold-500); font-weight: 700; font-size: .85rem; text-transform: uppercase; letter-spacing: .04em; }
.team-card .meta { color: var(--gray-500); font-size: .88rem; margin-top: 6px; }

/* Forms */
.form-card { background: var(--white); border-radius: var(--radius); box-shadow: var(--shadow-md); padding: 30px; }
.form-row { margin-bottom: 16px; }
.form-row label { display: block; font-weight: 600; font-size: .88rem; margin-bottom: 6px; color: var(--gray-700); }
.form-row input, .form-row select, .form-row textarea {
  width: 100%; padding: 11px 13px; border: 1px solid var(--gray-300); border-radius: 6px;
  font-size: .95rem; font-family: var(--font-body); background: var(--white); color: var(--gray-900);
}
.form-row input:focus, .form-row select:focus, .form-row textarea:focus { outline: 2px solid var(--gold-400); border-color: var(--gold-400); }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 0 18px; }

/* Calculators */
.calc-wrap { display: grid; grid-template-columns: 1fr 1fr; gap: 32px; align-items: start; }
.calc-results { background: var(--navy-900); color: var(--white); border-radius: var(--radius); padding: 28px; position: sticky; top: 96px; }
.calc-results h3 { color: var(--white); }
.calc-result-row { display: flex; justify-content: space-between; padding: 12px 0; border-bottom: 1px solid rgba(255,255,255,.15); }
.calc-result-row:last-child { border-bottom: none; }
.calc-result-row .val { font-weight: 700; color: var(--gold-400); font-size: 1.05rem; }
.calc-result-row.big .val { font-size: 1.5rem; }

/* FAQ accordion */
.faq-item { border-bottom: 1px solid var(--gray-300); }
.faq-q { padding: 18px 0; font-weight: 700; cursor: pointer; display: flex; justify-content: space-between; align-items: center; color: var(--navy-900); }
.faq-a { padding: 0 0 18px; color: var(--gray-700); display: none; }
.faq-item.open .faq-a { display: block; }
.faq-q .plus { font-size: 1.3rem; color: var(--gold-500); }

/* Glossary */
.glossary-nav { display: flex; flex-wrap: wrap; gap: 6px; margin-bottom: 30px; }
.glossary-nav a { background: var(--gray-100); padding: 6px 12px; border-radius: 5px; font-weight: 700; font-size: .85rem; }
dl.glossary dt { font-weight: 700; color: var(--navy-900); margin-top: 20px; font-size: 1.02rem; }
dl.glossary dd { margin: 6px 0 0; color: var(--gray-700); }

/* CTA band */
.cta-band { background: linear-gradient(120deg, var(--gold-500), var(--gold-400)); color: var(--white); padding: 46px 0; text-align: center; }
.cta-band h2 { color: var(--white); }
.cta-band .btn-primary { background: var(--navy-900); }
.cta-band .btn-primary:hover { background: var(--navy-800); }

/* Map */
.map-embed { border-radius: var(--radius); overflow: hidden; box-shadow: var(--shadow-sm); }
.map-embed iframe { width: 100%; height: 320px; border: 0; display: block; }

/* Footer */
footer.site-footer { background: var(--navy-900); color: var(--gray-300); padding: 56px 0 0; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1.2fr; gap: 32px; padding-bottom: 40px; border-bottom: 1px solid rgba(255,255,255,.1); }
.footer-grid h4 { color: var(--white); font-size: .95rem; text-transform: uppercase; letter-spacing: .05em; margin-bottom: 16px; font-family: var(--font-body); }
.footer-grid a { color: var(--gray-300); display: block; margin-bottom: 8px; font-size: .9rem; }
.footer-grid a:hover { color: var(--gold-400); }
.footer-bottom { display: flex; justify-content: space-between; align-items: center; padding: 20px 0; flex-wrap: wrap; gap: 10px; font-size: .82rem; color: var(--gray-500); }
.equal-housing { display: flex; align-items: center; gap: 10px; font-size: .8rem; color: var(--gray-500); }
.nmls-badge { border: 1px solid rgba(255,255,255,.2); border-radius: 6px; padding: 8px 12px; font-size: .78rem; }

/* Utility */
.mt-0 { margin-top: 0; }
.mb-0 { margin-bottom: 0; }
.two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items: start; }
.badge-list { display: flex; gap: 10px; flex-wrap: wrap; margin-top: 20px; }
.badge-pill { background: var(--gray-100); border-radius: 30px; padding: 6px 16px; font-size: .82rem; font-weight: 700; color: var(--navy-800); }

@media (max-width: 900px) {
  .hero-grid, .two-col, .calc-wrap { grid-template-columns: 1fr; }
  .grid-3 { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .form-grid { grid-template-columns: 1fr; }
}
@media (max-width: 720px) {
  .topbar .container { justify-content: center; text-align: center; }
  nav.main-nav { display: none; position: absolute; top: 100%; left: 0; right: 0; background: var(--white); flex-direction: column; box-shadow: var(--shadow-md); padding: 10px; }
  nav.main-nav.open { display: flex; }
  nav.main-nav > ul { flex-direction: column; width: 100%; }
  nav.main-nav .dropdown { position: static; box-shadow: none; display: block; margin-left: 12px; }
  .menu-toggle { display: block; }
  .grid-3, .grid-2 { grid-template-columns: 1fr; }
  .hero h1 { font-size: 2rem; }
  .footer-grid { grid-template-columns: 1fr; }
}