Purchase a New Home

Let us help you buy your new home

Purchasing a home is an exciting time, and being well prepared helps you make better decisions. Below you'll find information to help you through the purchase of your new home.

Am I ready to buy?

Buying a home offers many advantages, one of the most significant being that it allows you to build equity as you pay your mortgage each month. A common myth is that mortgage payments cost more than rent — in many cases they're actually less. Weigh the advantages and disadvantages of renting versus buying for your specific situation.

How much house can I afford?

The first step toward finding the right home is quickly computing your purchasing power so you can focus on homes in your price range. Consider both up-front and ongoing costs when planning your purchase.

Check How Much You Can Afford

Up-front costs to plan for

Down payment: Typically 3–30% of the home's price. The more you put down, the greater your equity and the lower your monthly payment. Down payments under 20% may require mortgage insurance.
Closing costs: Typically 2–6% of the loan amount, depending on your area.
Ongoing costs: Monthly mortgage payment, homeowners insurance, mortgage insurance, flood insurance (if applicable), property taxes, utilities, and maintenance.

Custom Quote In Seconds

Tell us about the home you're purchasing and a loan consultant will follow up with your numbers.

Our Happy Clients

"I wanted to let you know how impressed I was with the job everyone did at your company. I have refinanced several times in the past and usually pick the company that has the lowest rates. Of course I did the same when I chose your company. However, this time I received great service to go with the low rate."

Mary & Tom R.

"I just wanted to thank you for constantly following up with me. The last time I refinanced it seemed as if I always had to follow up with the mortgage company. Thanks for staying on top of everything and keeping things moving forward."

John S.

"Your company was so much more professional than the last mortgage company I used. Every question I asked was answered honestly and accurately. I would recommend you to anyone."